What Does Sexual Misconduct Insurance Cover?

misconduct insurance cover

While it is normal to assume the best of your employees, you must always prepare for the worst-case scenarios. One of these potential situations you must consider is an employee’s sexual misconduct. This reprehensible act harms your employees and your company. Protect your business by using the coverage areas offered by sexual misconduct liability insurance.

Incident Investigation

Once a claim is made, an investigation is necessary for multiple reasons. It determines who is at fault, the extent of the damage, future prevention measures and other useful information. Your insurance can cover the financial and resource costs that go into the process to encourage an effective investigation.

Behavioral Training

It is crucial to not only handle a sexual misconduct claim correctly but also prevent any future cases. As such, several insurance providers include employee training that teaches appropriate workplace behavior. This coverage helps you create a safer workplace for your staff. Source: World Wide Specialty Programs

Reputation Risk and Crisis Management

The news of an incident can negatively impact your reputation and your business. You can avoid financial loss by using reputation risk coverage to recover from the said impact. Additionally, a crisis management program allows you to hire a public relations firm to respond to the situation.

Sexual misconduct is a serious matter that endangers your crew and threatens your business. Specialized liability insurance can account for multiple needs following a claim.

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